Low Doc Loans
A Low Doc Loan allows income to be verified through BAS statements, accountant declarations or business bank statements instead of full tax returns.
UNDERSTANDING THE LOW DOC LOANS
A Low Doc Loan provides flexible commercial lending for self-employed borrowers and business owners who may not have up-to-date financial statements available. Instead of relying on full tax returns, lenders assess income using alternative documentation such as BAS statements or business bank records. It offers a practical middle ground between traditional lending and specialist finance.
Who Is Eligible for a Low Doc Loan?
You may qualify if:
You are self-employed or run a business
You can provide alternative income verification
You have an active ABN (typically 1–2 years)
You meet lender LVR and credit requirements
Finance Without the Full Paperwork
A Low Doc Loan is ideal if you’re self-employed or running a business and don’t have up-to-date financial statements. Instead of full tax returns, lenders assess your income using documents such as BAS statements, accountant declarations, or business bank statements.
Perfect for self-employed borrowers
Alternative income verification methods
Borrow up to 80% LVR (depending on lender and asset type)
Fast approvals with minimal documentation
Available for purchase, refinance, or equity release
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Years of Exprience
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CLIENTS SERVED
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BUSINESS SERVED
ACCESS TO 90+ LENDERS
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